Nelvayo is pre-launch, so the honest answers include a few we cannot give yet. Where something depends on a regulator, a partner or a country, this page says so rather than rounding it up into a promise.
Stage
Pre-launch
Launch markets
Not yet announced
Waitlist
Open
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Before you read on
What Nelvayo is, in one paragraph
Nelvayo is a pre-launch money app with an embedded wallet on Base, on-chain transfers, crypto conversions, portfolio charts and transaction history. Buy, Cash Out and virtual accounts await provider activation. Markets supports research; U.S. stock trading is planned after the initial launch.
Is
A technology platform
Is not
A bank or brokerage
Regulated services
From licensed partners
What is Nelvayo?
Nelvayo is a pre-launch money app with an embedded wallet on Base, on-chain transfers, crypto conversions, portfolio charts and transaction history. Buy, Cash Out and virtual accounts await provider activation. Markets supports research; U.S. stock trading is planned after the initial launch.
How does Nelvayo send money?
Send supported assets to another Nelvayo user by @username or to a wallet address on Base. These are real on-chain transfers. To receive, share your receiving address or let the sender scan your QR code. Public access has not opened yet.
Do I need to understand cryptocurrency to use Nelvayo?
The embedded wallet and usernames simplify sending. You can also use wallet addresses and QR codes. When transferring from another wallet, check that the asset and network are supported: the current wallet uses USDC, EURC and ETH on Base.
Can I withdraw money to my bank account?
The Cash Out flow is integrated with Transak: sell a supported crypto asset and transfer it on-chain as part of the payout process. Public use is pending production approval. Bank or card payouts, fees and settlement times will depend on your country and provider support.
Which countries will Nelvayo support?
We have not announced launch markets yet. Availability of each feature will depend on regulatory requirements and partner coverage in each country. Joining the waitlist and telling us your country helps us prioritise where to launch first.
Can I invest in U.S. stocks?
U.S. stock buying and selling is planned for a later release, after the initial launch. It is not available in the current app and depends on securing a licensed brokerage partner, regulatory approval and country eligibility. No release date has been announced. Markets currently supports research and tracking only.
Which digital assets will Nelvayo support?
The current app supports USDC, EURC and ETH on Base, including on-chain conversions between these assets. Nelvayo remains pre-launch; public access has not opened yet.
When will Nelvayo launch?
We are currently preparing for launch and have not announced a date. Waitlist members will be the first to hear when early access opens.
Is Nelvayo a bank?
No. Nelvayo is a technology platform, not a bank. Where banking, payment or custody services are offered, they may be provided by licensed third-party providers. Balances held through Nelvayo are not bank deposits unless explicitly stated by the relevant partner.
Is Nelvayo a brokerage?
No. Nelvayo is not a broker-dealer or investment adviser. Any brokerage services made available through the app are intended to be provided by licensed third-party brokerage partners, subject to their terms and eligibility requirements.
Which features are working in the app?
Nelvayo is pre-launch. Working features described here are implemented in the app; public access has not opened yet. Wallet, Send / Receive, Convert, Portfolio and History are working. Markets provides research and tracking; stock trading is not available.
Can I buy crypto with fiat money?
The Buy flow is integrated with Transak and opens its hosted checkout inside the app. Public use is pending provider activation and commercial arrangements. Supported payment methods, countries, fees and identity checks will depend on Transak availability.
Will I get USD or EUR account details?
Virtual account flows are integrated with Bridge, including its hosted identity verification. This feature remains disabled pending provider activation. USD and EUR account details for receiving funds are planned; eligible countries and account capabilities will be confirmed before access opens.
How does Convert work?
Swap USDC, EURC and ETH on-chain without leaving the app. Slippage limits control how much the execution price may move from the quote, while transaction policy checks govern which swaps can proceed.
Can I track my portfolio and export transactions?
Review your balance history, follow it on a chart and open individual assets for more detail. Saved balance history lets you look back at changes over time alongside your current holdings. Browse your transaction history, open a transaction for its details and export your records. Keep track of past activity from the same app you use to manage your assets.
Nelvayo is a technology platform. Certain financial, payment, digital asset and investment services may be provided by licensed third-party providers and may not be available in all jurisdictions. Product features shown on this website may represent planned functionality and are subject to change before launch.
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