Legal Notice

Nelvayo is a brand operated by Flick Technology LLC (the “Company,” “we,” “us” or “our”). This Notice explains the identity of the website operator, the status of the products described here, and the legal context for using our information and materials. References to Nelvayo mean the Company operating that brand unless the context expressly identifies a different entity.

This website provides pre-launch information and a waitlist. It does not provide an account through which you can deposit funds, make a payment, trade or hold assets. Product descriptions and illustrations must be read together with the availability disclosures below.

1. Operator and legal capacity

The website and waitlist are operated by Flick Technology LLC. Nelvayo is the product brand, not a separate contracting person for these website services. A reference to “our team” or an individual’s role does not change the identity of the operator.

General legal, intellectual property and privacy inquiries may be sent to hello@nelvayo.com, addressed to Flick Technology LLC. This email channel is not a designated agent for service of process and does not replace a legally prescribed delivery method. Nothing in this Notice asserts a place of incorporation, registration number, regulatory authorization or registered office that is not expressly identified and verified.

2. Website and document scope

This Notice covers the public website and its content. The Terms of Use govern the website and waitlist where validly accepted; the Privacy Policy explains relevant personal information practices. This Notice is not a substitute for either document and does not create a separate financial services agreement.

Joining the waitlist is free. It expresses interest and records your communication preferences. It does not establish a bank, payment, custody, brokerage, investment advisory, escrow or fiduciary relationship, reserve a price, confer ownership or equity, or guarantee a place in a future launch. Do not send money or assets in order to join.

Future app access and financial services require the appropriate agreements, disclosures, checks and permissions before use. These website documents do not determine ownership of future customer assets, safeguarding arrangements, withdrawal rights or dispute procedures for those separate services.

3. Product status and launch plans

The current application is pre-launch. A feature described as working or implemented has been built in the application; that description does not mean it is available to the public, permitted in every country, or independently certified. The principal distinctions are:

• Implemented in the pre-launch app: a Base wallet for USDC, EURC and ETH; transfers by username or address; receiving by address or QR code; on-chain conversions; portfolio views; and transaction history with export.
• Provider activation or approval pending: fiat-to-crypto Buy, Cash Out to a supported bank account or card, and USD/EUR virtual account features. These are not currently available.
• Research: Markets presents crypto and U.S. stock information for research and tracking. Viewing a stock does not allow you to place a stock order.
• Later release: U.S. stock buying and selling is planned after initial launch, subject to a licensed brokerage partner, applicable approvals and eligibility. No release date is promised.

Descriptions of future features are statements of present plans, not unconditional commitments. Timing, pricing, assets, networks, providers and coverage may change or a feature may be withdrawn. “Global,” “borderless” and similar descriptions express the product’s intended direction; they do not mean unrestricted availability. These qualifications do not excuse inaccurate advertising or override any legally enforceable express commitment.

4. International access and eligibility

Being able to view the website, select a country or join the waitlist does not establish that a product may lawfully be offered to you there. Actual access may depend on residence, location, age, identity verification, provider coverage and the applicable legal framework at the time of onboarding.

Services may be restricted where required by applicable sanctions, export controls, financial services rules or other law. You must not use false information or bypass a restriction to obtain a service you are ineligible to use. This Notice does not claim that the public waitlist performs sanctions screening, identity verification or financial onboarding; those controls must be implemented where required for an actual service.

No statement here transfers the Company’s own regulatory obligations to visitors or eliminates protections that apply because of your location. A product’s availability in one jurisdiction does not establish its availability elsewhere.

5. Regulatory status and independent providers

The website does not accept deposits, transmit money or execute investment orders. Nothing on it represents that the Company holds a particular banking, money transmission, securities, e-money or other financial authorization. The legal characterization of an activity depends on the activity and applicable law, not simply on calling the operator a technology company.

References to Privy, Base, Transak, Bridge and other providers identify infrastructure or integrations described in the product materials. A name or logo does not itself prove a signed production agreement, regulatory approval, endorsement or geographic coverage. A provider’s authorization is not automatically an authorization of the Company.

Where a future service relies on an independent provider, the responsible entity, applicable terms, fees, privacy information and available safeguards must be disclosed as appropriate before the service is used. Provider terms do not automatically replace the Company’s own duties. You should not infer that all providers perform the same role or that the Company controls their systems.

6. Deposits, insurance and safeguards

Joining this waitlist creates no deposit or investment balance. A wallet balance, stablecoin, virtual account description or connection to a bank does not by itself establish deposit insurance or investor compensation protection.

Crypto assets are not FDIC-insured deposit products. This website makes no representation that Nelvayo, a displayed balance or a future product has FDIC, SIPC or equivalent protection in another jurisdiction. Any applicable future coverage depends on the actual institution, product, account structure, eligibility and governing rules; it must be described specifically rather than inferred from a provider’s name.

No protection described for a separate product should be understood as a guarantee against market losses, a stablecoin losing its peg, a blockchain error or every failure of a technology provider.

7. Information, advice and illustrations

Content is general information, not personalized financial, investment, legal, tax or accounting advice. It is not an instruction or recommendation to buy, sell or hold an asset, and does not consider your objectives or circumstances. Obtain appropriate independent advice before making decisions that require it.

Unless expressly identified otherwise, screens, balances, account details, transactions, charts, names and portfolios are examples. They are not actual customer outcomes, proof of live availability or a claim of investment performance. Illustrations may simplify an eventual flow; they do not establish final fees, timing or terms.

Market data may be delayed, incomplete, unavailable or inaccurate. It is not an executable quote, and an indication of value is not necessarily the price at which an asset could be bought or sold. Third-party content and links do not constitute our endorsement. If you identify a material error, please contact us so it can be reviewed. General disclaimers do not cure a misleading specific statement.

8. Digital assets and transaction risks

Digital assets may lose some or all of their value. Stablecoins depend on their issuer, reserve, redemption and market arrangements and can depart from their intended value. A currency reference such as USD or EUR does not turn a token into a bank deposit or guarantee redemption at face value.

Blockchain use can involve irreversible transfers, incorrect addresses or networks, lost credentials, congestion, fees, smart-contract defects, exploits, protocol changes, forks and third-party outages. Recovery may be unavailable. A familiar username or QR code can simplify data entry without eliminating the need to verify a recipient and transaction details.

Conversions can be affected by available liquidity, price movement and execution conditions. Slippage controls and transaction policies limit particular risks; they do not remove all risk or promise a successful swap. Displays of balances or past activity do not guarantee future value or returns. These summaries are not exhaustive and do not replace product-specific disclosures before actual use.

9. Pricing, currency and tax information

Prices, exchange rates, fees, speed estimates and limits shown in promotional examples are illustrative unless clearly identified as a current offer with its applicable conditions. A future transaction may involve provider charges, network fees, spreads, conversion rates, taxes and settlement conditions that must be considered before confirmation.

Different countries may treat digital assets and transactions differently for tax and reporting purposes. The website does not calculate your tax liability or promise that any activity is tax-free. You remain responsible for your own obligations under applicable law; the Company remains responsible for obligations imposed on it. No statement guarantees that a downloadable transaction history will satisfy every accounting or reporting requirement.

10. Copyright, software and database rights

The Company or its licensors hold the applicable rights in the website’s original text, artwork, layout, code, audiovisual material and selection or arrangement of content. Protection is claimed only to the extent those rights exist. Publishing material does not place it in the public domain or transfer ownership to a visitor.

Except as allowed by our Terms, an applicable license or law, you may not reproduce, adapt, redistribute, sublicense, sell or commercially exploit protected materials, remove rights notices, or extract protected databases. Permission to view a page does not grant access to non-public code, data, credentials or systems.

Open-source software and other third-party materials remain subject to their applicable licenses. Nothing here revokes permissions granted by those licenses, limits lawful quotation or criticism, or overrides statutory exceptions such as fair use or legally protected interoperability. This Notice does not claim ownership of facts, general ideas or other material that the law does not protect.

11. Brand use and third-party rights

The Company claims rights in the Nelvayo name, logo and distinctive branding to the extent legally available. We do not represent that every mark is registered or protected in every country. Trademark protection and enforceability depend on the relevant jurisdiction and facts.

Do not use our branding, confusingly similar account names, domains or presentation in a way that falsely implies affiliation, approval or official status. Requests for commercial brand use should be made in writing. Accurate references, lawful commentary and other uses permitted by applicable law are not prohibited solely because they mention Nelvayo.

Provider names, asset names and third-party marks belong to their respective rights holders. Their inclusion identifies the relevant technology or subject; it does not grant you a license to their materials or imply that they sponsor the Company.

12. Linking, automation and access

You may link to publicly accessible pages in a lawful, accurate way that does not misrepresent endorsement or conceal the source. Do not frame, clone or present the website as your own service or use a link as part of fraud or impersonation.

Automated access must respect applicable law, access restrictions and our Terms. Public availability does not authorize harvesting personal information, evading rate limits or accessing administrative interfaces. Ordinary search indexing consistent with published instructions is not prohibited by this Notice. A robots instruction is not permission to access otherwise restricted information.

Uses of protected content for redistribution, datasets or model training require whatever rights or lawful basis are applicable to that use. This Notice does not create a new intellectual property right or override a statutory exception; it reserves rights the Company actually holds.

13. Official communications and impersonation

Use the contact details and social links published on this website to identify our stated channels. The official X account linked here is @Nelvayo. A similar username, copied logo or unsolicited message is not evidence that its sender represents the Company.

We do not require a payment to join this waitlist. Do not send a private key, recovery phrase, password or banking credential in response to a waitlist message. If a communication appears suspicious, reach us independently through the website contact address before acting.

Social posts, informal messages and statements by individuals do not by themselves amend the website agreements or create a personal guarantee. This does not exclude responsibility for authorized statements or conduct where the law imposes it. Sending an unsolicited proposal does not create a confidentiality, advisory or professional relationship; feedback is addressed in our Terms.

14. Security reports and interruptions

Report suspected vulnerabilities or impersonation to hello@nelvayo.com with enough information for a safe investigation. Do not send real customer records or credentials. Do not access another person’s data, interrupt the service, demand payment or continue probing after an issue is established.

This reporting channel is not a public bug-bounty program, blanket authorization to test systems, promise of payment or waiver of legal rights. Specific research authorization must be agreed in writing where needed. Nothing here prohibits a protected disclosure or other conduct expressly permitted by law.

Website and provider systems may be affected by maintenance, internet failures, cyber incidents or other disruptions. Security descriptions are not certifications or promises of absolute security. Responsibilities for availability, incident handling and remedies remain governed by applicable agreements and non-excludable law; an interruption does not automatically excuse every obligation.

15. Company and individual responsibility

The website contracting party is Flick Technology LLC. Its founders, members, managers, officers, employees and contractors do not become parties in their personal capacity solely because they develop, operate or discuss the website. Their role alone does not create a personal guarantee of a launch, product performance or the Company’s obligations.

Any valid protections for the Company’s personnel arise under the applicable Terms and law, not from an assertion of universal immunity. This Notice does not prevent liability for an individual’s own unlawful conduct, a separately assumed obligation, or circumstances in which applicable law permits personal liability. It cannot replace appropriate corporate governance, separation of company and personal affairs, or required compliance.

Warranty exclusions, liability limits and any indemnity are set out in the Terms of Use, subject to their scope, valid acceptance and mandatory exceptions. This Notice does not create an additional damages cap, shift the Company’s own duties to visitors or apply website limitations to future customer funds.

16. Mandatory rights and document priority

Nothing in this Notice excludes rights or remedies that cannot lawfully be excluded, including applicable consumer and privacy protections. It does not restrict truthful reviews, reports to authorities, protected disclosures or seeking legal advice. Liability that the law does not allow a party to waive remains unaffected.

For website contractual matters, the validly accepted Terms apply; for personal information, the Privacy Policy explains our practices without overriding statutory rights. Separate product agreements govern their own services once validly entered into. A broad statement here must not be read to contradict a specific legally binding disclosure or mandatory rule.

This Notice imposes no new governing-law selection, exclusive court, arbitration requirement or class-action waiver. Applicable conflict-of-law rules and non-waivable jurisdictional rights continue to apply. Access to a globally reachable website does not establish that one country’s law governs every visitor or every issue.

17. Legal notices and rights reports

For a legal or intellectual property concern, write to hello@nelvayo.com. Include your name and contact information, your authority to act, the exact page or material, the right or issue involved and the action you request. Provide enough supporting detail to investigate without unnecessary sensitive information.

We may request clarification and take appropriate steps, including correcting or removing material, preserving relevant records or referring a matter for professional review. Receiving a report is not an admission of infringement or liability. A report must not falsely claim rights you do not hold or authority you do not have.

This general reporting procedure is not a representation that the Company has registered a statutory copyright agent or qualified for a particular intermediary safe harbor. Where the law requires a formal notice, counter-notice or service procedure, the applicable legal requirements control. Contacting us does not suspend a filing deadline or prevent urgent relief.

18. Changes, versions and language

This Notice may be updated to reflect verified company details, product status and relevant requirements. The date above and notice revision 2026-09-22.2 identify this text. Updates do not retroactively establish acceptance of changed Terms, authorize a new incompatible use of personal information or remove accrued rights.

The English text is the original version of this Notice. A translation may aid understanding; any legally required local-language disclosure or protection remains effective. We do not use a translation qualification to avoid responsibility for a misleading statement.

For questions about the operator or this Notice, contact Flick Technology LLC at hello@nelvayo.com. Read the Terms of Use and Privacy Policy alongside this Notice before registering.